NASDAQ: CVBF $18.45 +0.20 (+1.10%)
Dedicated Personal Attention • Modern Digital Tools

Everyday Banking with Institutional Security.

Whether you are growing your family's savings, purchasing your dream California home, or managing everyday transactions with Zelle®, Citizens Business Bank delivers relationship banking at its finest.

FDIC-Insured High-Yield Deposits

High-Yield Certificate of Deposit Specials

Lock in industry-leading fixed returns backed by the financial strength of California's top regional bank.

Featured Special

7-Month Term CD

$5,000 Minimum Opening Deposit • Monthly Compounding

5.05% APY*
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1 Year Lock

13-Month Term CD

$10,000 Minimum Opening Deposit • Guaranteed Annual Yield

4.85% APY*
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Longer Horizon

24-Month Term CD

$5,000 Minimum Opening Deposit • Protect against future rate drops

4.40% APY*
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CD Earnings Estimator

Live Compounding
Total Balance at Maturity: $25,736.46
Total Guaranteed Interest: +$736.46
Effective APY: 5.05% APY
*Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Early withdrawal penalty may apply.
Everyday Liquidity & Convenience

Personal Checking Designed for Californians

Flagship Personal

Citizens Premier Checking

An interest-bearing checking solution with VIP perks, complimentary checks, and fee-free ATM access at thousands of locations nationwide.

  • ✓ Earns competitive interest on daily balances
  • ✓ Free nationwide out-of-network ATM reimbursements
  • ✓ Complimentary cashier's checks & money orders
  • ✓ Fee waived with $2,500 minimum daily balance
Everyday Convenience

Citizens Classic Checking

Straightforward checking with no monthly maintenance fee when you set up a qualifying recurring direct deposit.

  • ✓ Zero monthly fee with monthly direct deposit
  • ✓ Free Visa® Debit Card with contactless tap
  • ✓ Unlimited free Online & Mobile Banking
  • ✓ Instant Zelle® payments enabled
High-Yield Liquidity

Platinum Money Market

Combine the higher yields of a savings account with convenient check-writing flexibility for larger emergency reserves.

  • ✓ Tiered interest rates: the more you save, the more you earn
  • ✓ Full liquidity without early withdrawal penalties
  • ✓ Check-writing and debit card capabilities
  • ✓ Seamless linkage to Citizens checking for overdraft shield
California Residential Mortgages

Finance Your California Home with Tailored Lending

From jumbo mortgages in Newport Beach and Pasadena to primary home purchases in the Inland Empire and Central Valley, our dedicated mortgage loan officers provide portfolio underwriting tailored for business owners and high-income professionals.

Jumbo Loans up to $5M+

Flexible debt-to-income review for complex K-1 and multi-entity entrepreneurs.

Home Equity Lines (HELOC)

Tap your California property equity with variable-rate revolving credit lines.

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Equal Housing Lender

We lend where we live. All home loans are serviced and reviewed by our experienced California residential mortgage division.

NMLS Company Identifier #417441