CitizensTrust delivers unyielding fiduciary dedication to California families, high-net-worth business owners, foundations, and institutional retirement plans.
Selecting a professional corporate trustee provides impartial judgment, continuity across generations, and stringent adherence to California probate and trust law.
Full fiduciary administration of living trusts, irrevocable bypass trusts, and generation-skipping trusts without the emotional conflicts common in family appointments.
Comprehensive probate handling, asset valuation, tax filing coordination, creditor notifications, and orderly distribution of estate property to beneficiaries.
Expertise administering Special Needs Trusts (SNTs) to protect government benefit eligibility, as well as Charitable Remainder Trusts (CRTs) for philanthropic legacies.
We reject "cookie-cutter" automated robo-allocations. Each portfolio is constructed by our Chartered Financial Analysts (CFA®) and portfolio managers to reflect your cash needs, tax bracket, and time horizons.
High-quality, tax-exempt fixed-income portfolios structured to reduce state and federal tax drag for California residents.
Focus on cash-generative companies with proven track records of dividend increases and strong balance sheets.
Defensive strategies designed to mitigate market drawdowns and preserve intergenerational wealth.
As a licensed trust division under California banking supervision, we adhere to the strict Prudent Investor Rule. We do not sell proprietary, high-commission financial products. Our compensation is transparent and strictly aligned with the growth and preservation of your assets.
Help your California employees build retirement security while reducing executive tax liabilities through structured company-sponsored plans.
We assume full legal responsibility for fund selection, monitoring, and replacement, shielding company owners and board members from ERISA fiduciary liabilities.
Combine traditional 401(k) profit sharing with a Cash Balance plan to allow high-earning business owners to contribute $150,000 to $300,000+ pre-tax annually.
On-site and virtual bilingual seminars for California workforce teams covering budgeting, 401(k) compounding, and retirement readiness.
Connect with a CitizensTrust Trust Officer or Portfolio Manager in your California region.